Insurance companies are very clever. If there are gaps in treatment, they point that out to attorneys and say, “How bad was your client really feeling? They didn’t go to see the doctor for any treatment for a couple of weeks.” If that happens, it could be because the client went on a vacation that had been planned for five years, or some other reason for the gap that can be explained away. On the other hand, if someone treats five days a week, the insurance company might say, “Your client just likes massages,” which is just horrible. They play both ways. The bottom-line is: you should listen to your doctor and undergo treat as best as you can, to get as healthy as possible.
Car accidents involve two big heavy machines hitting each other, and no one has a perfect spine to begin with or is ever absolutely, perfectly sitting in the driver or passenger seat. With a seat belt, as soon as we get hit, it only covers one shoulder, so we twist, brace ourselves with one foot on the brake, and sometimes our head goes sideways. So many things happen, and our bodies can only absorb so much. So it’s important health-wise to go see a doctor.
What Things Are Insurance Companies Looking To Debunk In An Auto Accident Claim?
Insurance company have lots of money. They own some of the most spectacular buildings in all the big cities across the country. They have the biggest buildings because they make money. One of the ways they make money is not to pay money. Their business if very simple. They collect our insurance premiums and payout claims. The less they pay out, the more they make. They want to hang onto their money. Unless you know how to navigate and make the settlement as maximum as you can, typically, the person that handles their own case can’t do it.
One of my biggest cases was an instance where the client tried for a year-and-a-half on her own to resolve it. She ended up with over $400,000 in medical bills, and at one time, she was willing to settle for $48,000, (not a typo) not knowing that she would have to pay those medical bills back. Fortunately, she got so frustrated, and a family member referred her to us. We saw that piece of paper, her offer to settle for $48,000.00 and voided it then immediately. We put together our demand package to the insurance company and said, “By the way, you messed up.” They paid us five times the policy, and we were able to put a huge chunk of money into her pocket after resolving all her medical bills. She would have lost several hundred thousand dollars had her insurance company just went ahead and sent her that check for $48,000. So it is a matter of knowing. A lot of cases can be simple, and we try and keep things that way, but in order to do so we have trained people in my office and myself to do the work.
We oversee and manage every case, little or big, it doesn’t matter. We’re always saying, how we help the client get the most money. We can’t get your health back; your health is going to be your health. We encourage everyone to get as much treatment as necessary so that the permanent damages are minimized. We can’t fix your physical injuries: we can only hope that you get the best medical treatment possible and we can get you the best settlement we can.
Do Most People Actually Think About Future Medical Costs In A Personal Injury Claim?
Most people don’t think about future medical costs in a personal injury claim. Some law firms even don’t. Most Insurance adjusters prefer not to. Clients somehow think the pain that they are going through while treating will magically go away after their case is settled. Money helps, but the reality is we deal with permanent injuries. People injured in either an auto accident or slip and fall will still feel pain and need medical attentions down the road. Most do not plan for that. We try our best to look into the crystal ball and determine what maintenance or possible surgeries are looming down the road.
For more information on Medical Treatment For An Auto Accident, a free initial consultation is your next best step. Get the information and legal answers you are seeking by calling (561) 588-9992 today.